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Mom has pension and SS taking her over budget for community Medicaid. Given an option for a trust and give invoices for bills.
Mom lives with one dgt and grandson who both work and need assistance to stay with her during the day. We are trying to keep home if possible.

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Going to echo the others, if “income” too high see if in your State she can place 1 of those guaranteed incomes - like her SSA $ - into:
- Miller Trust
or a
- pooled income trust.
High income is very real LTC Medicaid problem as a lot of folks over the $2742 individual income max that most States have set for “at need”. Lots of retirees getting max SSA retirement which is abt $3,600.

It is exactly as Geaton posted on being specific to your State as to what can be done. Medicaid is administered uniquely by each State but under overall federal guidelines.

Out of curiosity, is she RRRB? And that seems to be the issue as nobody seems to understand it? We had that in my hubs family, railroad is a slightly different creature to deal with.
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Have you spoken to a Medicaid planner or Elder Law attorney?

You need to know her state's specific regs for Medicaid qualification. Is the trust a pooled income trust?
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