Mom has recently quit claimed her house and property to us 3 remaining siblings. Will she lose her Medicaid coverage?
We are looking after her at home, she does not need outside long time or short time nursing home care and we intend to keep her home as long as we can. But I worry that should she need nursing home care in the event of dementia or debilitation and we could no longer look after her at home that she would be denied. She currently has Medicaid and I'm worried she may lose it after the change in deed. Should I be worried?
Call the state Medicaid office and ask or see an elder law attorney.
There are many layers of approval, so you really need to speak to her case manager to ensure that she is not causing herself harm.
There are other factors that decide if she is eligible, but yes, transferring assets could cause a penalty period that she would not get ALTCS for LTC.