I take care of my two elderly parents. My father has heart, kidney, and other issues and as for my mother she is frail and only has one eye. They are just enough sound mind to make desicions....even though they are horrible. They have no life or health insurance, no place to be buried, no savings and they won't listen. They are in a reverse mortgage that I can not help or find out any information because I have no rights. Something bad is going to happen and I would hate for them to end up in a state ward because I could not figure out how to help them. Please advise.