My mother received some bad news today while attempting to fill her prescription. Apparently my father has failed to pay both their Medicare and supplemental insurance.
My father who has a very rare form of cancer, is currently receiving treatments that cost close to 500,000. He is only half way through and needs two more treatments to have any improvement from his disease. My father has been extremely confused and has been lying about paying bills lately. My mother cannot call the supplemental insurance as it’s through my father’s previous employer and they will not give her information (only him). As you can imagine, he also will not assign anyone as a health care proxy and is being extremely stubborn about the lovely predicament he has created. Some of it is the disease but most of it is just his uncaring personality. My mother is ready for a nervous breakdown after finding this out today.
I’m not sure where to go from here. Will they be able to get back Medicare instantly or will they have to wait for the enrollment period? I though Medicare came directly out of their SS check, so I’m confused as to how this could have happened in the first place. Will Medicare drop you if you’re behind on payments for your secondary insurance ? Does my father have any chance of getting back his supplemental insurance with a preexisting condition that cost so much in treatment?
I cant let them go without insurance, and I fear my father may have put himself in an early grave by putting them in this situation. Please help!!!