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The check has her name on it and deceased behind it. Under her name is my name. Do I have to return the check or do I cash it being my name is on it as well?
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Depends on what experts you want to trust.

I would send the check back, it is the moral and ethical thing to do.
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Because your name is on the check and the word 'deceased' is behind your mom's name you get to keep the check!
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You get to keep the check most likely per the tax experts.

http://www.latimes.com/california/story/2020-04-24/coronavirus-stimulus-check-death-payment%3f_amp=true
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