My sister has been taking care of my mother for the past 10 years. However, our mother has become much harder to care for as she has dementia and several physical problems. It’s become too much for my sister to handle and her own health has been suffering because of the constant stress of taking care of Mom. Our only option is to put mom in a nursing home, but she does not have the liquid assets to pay for her care. In that regard, as mom’s POA I want to apply for a HELOC to cover the cost of the nursing home. My mom’s property is valued at around $1,000,000 and we are looking for a loan line of about 450,000 to pay for her care for up to the next 4 years, although we don’t believe Mom will last that long. Is there going to be a problem for me, as mom’s POA to get the HELOC approved so that we can care for her in the nursing home?