I'm in a predicament and am hoping someone can shed some light on it.
My mother who is 64 has about $200,000 in debt, is living off credit cards, has her mother in a nursing home back in Europe, just finished fixing the foundation of the house because water was leaking into the basement for $10,000 which she had to borrow from the bank (they only gave her $5K) , remortgaged her house twice to pay for bills and now her work just shut its doors for the month due to covid. She will be getting about 55% of her salary (which wasn't huge to begin with) but regardless, she was never able to pay for her debt and expenses with a full salary either, clearly. Bank advisors and family members have suggested to her that she sell her house so she can pay off her debt and finally live comfortably, but she refuses to sell the house because she wants to leave it for her kids and both my brother and I have expressed that we have no interest in living there or having the house. We just want her to be debt free and to life a worry-free life which she can totally have if she just sold the house, she is being so stubborn about it I don't even know what to do. My first reaction when I heard that her worked closed and that she was only going to get 55% of her salary was that I was going to go live with her instead of paying rent for my apartment and help her with some cash. However, I thought about this for a good while and realized that helping her would only keep her in this crazy situation that she seems to be comfortable in. She keeps on telling me that she has faith that some miracle will happen and everything will work out and to trust God, but this is beyond God's help now. I feel sad because I want to help her but why would I have to sacrifice my life for her bad decisions? Am I being insensitive? What would you do?
Thank you so much in advance for your advice.