Any B of A people out there? She had been having me assist her at the end of the month, to pay the bills for rent, and telephone, and such. But now when I ask her to prepare for this she gives me glib talk about her laundry and "other people" and other such nonsense... I don't think she realizes any more that the bills need to be paid. She will not produce the checkbook (I write out the checks; I've done it this way, with her permission, for years, because her hand is shaky). I would like to have help from the bank; they mentioned "joint owner." But their website only mentions that term in connection with teenagers, not people in their late 80s.