The loan was to be paid off in 3yrs...it is now 15yrs later. All that was paid was the interest and now the payments are finally going to the principal of the loan. It was agreed that he would pay the taxes as well as the loan payment the life of the loan. He has recently stopped paying the taxes and is now paying the loan payments late. My mom is 80yrs old and lives off of social security. This home that she worked her whole life to pay off and use for retirement is now her coffin. It is falling apart around her and there is no way she can afford to pay the loan if he completely stops payment. I don't know how to help her. He is stealing her golden years from her and I don't know what I can do? Please help!