My mom only has enough money for two years of an assisted living What do I do when her money runs out?

We all take our loved one's assets and divide them by the monthly cost to see how long they will last! It IS frightening! (Don't forget that social security and possibly pension income will help stretch those assets over a longer period of time). Would your Mom qualify for veteran's assistance (if she or her husband served?) See this website for more info.
If she isn't safe you have to help her now. In two years or when the money runs low, you will have to reassess. Personally, I would opt for giving her the best now and pray for the best outcome.

I just asked your question a minute ago. I'm afraid my moms money will not last. How can I put her in home now? That would break my heart. I can stretch it for 2 years but NH wants at least 1 year private pay. She is 87 dementia, but no other major problems. This is such a journey.

And what exactly is the best outcome?

Thank you for response. I'm in Cleve area, and will check out what a geriatrician is.

You might want to look into a NAELA certified elder care attorney. A geriatrician is a doctor certified in the medical care of elders. Not sure if that was what was meant in that post.

I just looked it up and saw that it was a doctor. I