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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
She has been on Medicaid for 15+ years and moved into a nursing home a year ago. I am concerned about the spend-down rule affecting her stay. She lives in NC.
The settlement $ is supposed to reported to LTC Medicaid program. The month that it is deposited into her bank, it’s considered “income” and then every month after it’s an “asset”. Most States use $2901 max for income and 2K for assets. So if your State uses these figures she will be considered over resourced by the 10K and will have to do a spend down. If it has not yet been deposited, try to find something to do a legit spend down on and then deposit it on the 1st of the month and do the spend down within that month. So she starts the month ok for LTC Medicaid limits and ends it ok for Medicaid limits for her bank statement. 10K is a fairly small amount & I’m sure you can find things useful for her and do the spend well within the month. A preneed funeral / burial policy could be an easy spend down for most of the $. If you do this make sure the policy she buys is ok for your States requirements on these. Or buy her a nicer wheelchair or other durable medical equipment; these too could use up most of the 10K. Or dental work if she’s able to see a dentist. Extra glasses. An iPad, if she can use one (& do get it engraved with her name on it).
Now if it’s already been deposited, this will likely be stickier as it’s already the 22nd of the month. Medicaid tends to do a waiver to allow it to flow into the next month without too much of a problem. But she or you as her POA have to let Medicaid know that you plan to do the spend down so she is back at 2K in assets at the end of next month.
One important item in settlements is to make sure that if - IF! - the bills that Medicare paid were included to determine the settlement amount, that that $ has been repaid to Medicaid. It’s the secondary payer requirement aspect of insurance policies. Other insurers also do this. Please pls make sure to find out from her attorney that any Medicare $ was withheld and repaid. MediCARE will eventually do a matchup & they can attach SSA income as they are a supercreditor. You do not want this to happen as it will become an issue for her LTC Medicaid Share of Cost / Resident liability requirements .
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Now if it’s already been deposited, this will likely be stickier as it’s already the 22nd of the month. Medicaid tends to do a waiver to allow it to flow into the next month without too much of a problem. But she or you as her POA have to let Medicaid know that you plan to do the spend down so she is back at 2K in assets at the end of next month.
One important item in settlements is to make sure that if - IF! - the bills that Medicare paid were included to determine the settlement amount, that that $ has been repaid to Medicaid. It’s the secondary payer requirement aspect of insurance policies. Other insurers also do this. Please pls make sure to find out from her attorney that any Medicare $ was withheld and repaid. MediCARE will eventually do a matchup & they can attach SSA income as they are a supercreditor. You do not want this to happen as it will become an issue for her LTC Medicaid Share of Cost / Resident liability requirements .