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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Yes absolutely..they will take shirt off her back too . See Elder Atty ...but she can & will get on Medicaid faster if she don’t have a lot of $$$ ...hugs 🤗
If Mom is on Medicaid for her care in LTC, and this is for the rest ofvher life, then yes any income she receives is used to offset her care. She will receive a PNA (personal needs account) with a small amt monthly that can be used to have her hair done. new clothes, lotion she likes etc.
If she has any bills, they will just go unpaid. Family is not responsible for paying them. If a house is involved, if family wants to keep it up, thats up to them but don't look for reimbursement if its sold while Mom is living. Proceeds will need to go for her care. I am just giving an overview. Medicaid depends on the individual situation. And their is criteria that has to be met when selling a house or car.
Some people are not aware how Medicaid works. They see debts and wonder why LOs money can't be used on the house that LO is allowed to keep. This is what this forum is for, information. I had no idea till I was on this forum.
please please realize that if your mom has debts - like a mortgage, credit cards, life insurance premiums due, property costs as she still owns her home - she will not realistically ever have $ to pay on any debts. So family will need to pay her debts to keep whatever in force. Whether doing this makes sense or is at all feasible is on DPOA & family to determine.
Family is often gobsmacked by the copay requirement of LTC Medicaid.
That’s exactly what igloo is saying geaton igloo isn’t saying the family has to pay her debts. She’s saying if the family wants to keep certain things like a house or life insurance, then they will have to pay the mortgage (if there is one), homeowners insurance, property taxes, and the life insurance premium.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If she has any bills, they will just go unpaid. Family is not responsible for paying them.
If a house is involved, if family wants to keep it up, thats up to them but don't look for reimbursement if its sold while Mom is living. Proceeds will need to go for her care.
I am just giving an overview. Medicaid depends on the individual situation. And their is criteria that has to be met when selling a house or car.
please please realize that if your mom has debts - like a mortgage, credit cards, life insurance premiums due, property costs as she still owns her home - she will not realistically ever have $ to pay on any debts. So family will need to pay her debts to keep whatever in force.
Whether doing this makes sense or is at all feasible is on DPOA & family to determine.
Family is often gobsmacked by the copay requirement of LTC Medicaid.
I'm assuming that you are saying that Medicaid is paying the bulk of the cost of care?