Home purchased 2010, used 20k of their money, new windows, doors, countertops, etc. all labor from my husband, nothing from own sons,
the house should have about 50k equity after sale... we also have been caregivers the past 10 years.
We had originally planned on recouping labor when the house was sold since without the repairs there would be very little equity. We co-signed on house, but I don’t think we are on title, since mom is already on Medicaid and has been for 6 years, how will the sale affect that and secondly will we be able to recoup our labor?
That being said, Medicaid will recoup all of their losses. If your mother sells now, you will be left out of the equation. You may get some options or relief if you consult with an atty now but I don't think you can recoup monies from the past without written contracts. If that were the case, everyone would be doing it. If you do not want to sell given the likelihood that you will not recoup costs, you can apply to be an unpaid family caregiver. There are programs that pay family members that provide 40+ hours of care giving, but it depends on your state. I would check with your state/DSHS or county.
I'm not sure what your objective is, if it is to receive money from her home sale or to get her into a facility. I'm also confused on how you co-signed on a mortgage but are not on title. You really need to pay an atty to look at all of this.
if you sell the house now, while she is still living, Medicaid will stop all payments until she can prove that 100% of the proceeds have been unused to pay for care (spend down).
Do you have proof that they received the bill, such as return receipt requested from the USPS? Was there a written agreement that says you would be reimbursed from the sale of the house?
I recommend that you contact Medicaid and let them help you understand what they require and how your state works.
Sometimes we just have to chalk things up to education unless we want to take on 24/7 care until the penalty period is over. Assuming you didn't live in the house as a caregiver, is that correct? How long has mom lived with you?
Regardless of Medicaid's involvement, I doubt you would be able to recoup the value of your services unless there was a written agreement to that effect. If Medicaid has a claim to the proceeds of the house, it seems even more unlikely, but it seems unlikely to me anyway.
she is on advantage through dhs, she has a lady come in 3 times per week 2 hrs aday. I try to run errands then