My parents put my brother onto the title of the home (Joint rights of survivorship) now, dad has passed away and brother refuses to sell. 3 weeks after dad passed away, mother fell and broke her hip. She is now ready to transition into an assisted living facility. Her monthly income along with savings will allow her to move in, however, her funds will not cover memory care. We anticipate she will need to move to memory care in 12 months, maybe more. The memory care at her current facility will be an additional $1500 per month, which she cannot afford. My brother is a scoundrel and refuses to sell the property in order to provide her with additional assets because he was counting on both of them dying and he plans to inherit the entire home which would sell for $150-$165K. The existing mortgage has a balance of $117K. Now that she realizes how little he cares for her welfare, she does not want him to get a dime from the house. She insists that despite the fact that she has never made a late payment in her life, she would like to default on the loan, as the bank would take the property back, leaving him with nothing.. My brother is on the deed only, the mortgage is only in her name. Is this the only way to prevent him from getting the equity in the home?