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I am 72 years old and in very good health, physically and financially. My 98 year old mother lives about 5 miles from me and is in fair health. She allowed her grandson (my nephew) to move in with her several years ago. It's a one bedroom apartment and he sleeps in the living room. She enabled his alcoholism and never required him to work. She liked rescuing him and for the first 10 years she took care of him. Until the 2020 Covid pandemic he did odd jobs to earn drinking money. It's only in the last 2 years that having him there (in case she were to fall or have a medical emergency) has seemed like a positive thing (when he is sober). She is very low income (SSI, Section 8 housing). He is almost 50. They bicker quite a bit, mostly about her need to go to a care facility. He is delusional about future plans and is verbally and financially abusive. If she were to move to a care facility he would be homeless. He has no job skills and also has some health issues. She is ambulatory but was diagnosed with mild cognitive disorder about a year ago. She is rapidly now sliding down towards dementia--losing keys, very forgetful, repeating questions, etc. I have handled her bill paying from a joint account I have with her (which is only her money) for the past two years after she began writing checks w/o funds. After paying her bills I give her the remaining money for the month in cash--about $700. It is sufficient for her modest expenses, but she gives practically all of it to her grandson. He sees that as money he earns by being there. There is no accountability for how he spends it. I have caught him in many lies. He does do some grocery shopping. He also spends money on alcohol fast food, and his truck expenses (I foolishly bought truck which Mom can't even get into, a couple years ago). She gets some meals from her health insurance and they live close to food bank type charities. If they run out of food, I buy what they need. They grab paper supplies from the apartment building laundry room and borrow money from neighbors because they run out of money before the end of the month. I visit her for a few hours every week, but it is very unpleasant to be around the nephew. I take her to all her doctors appointments and occasionally out for a meal or shopping and once a year to visit her son out of town. I also order things online for her. My mother and nephew both expect me and my husband to contribute financially to my nephew since his being with her has meant that we were relieved of some of her need for our attention and/or hired in home care. She insists that she wants to stay at her apartment till the end, but she refuses to allow caregivers from her health insurance plan, saying she doesn't need help. She refuses to use alert device, walker or cane. When nephew is drunk he calls me and berates me for neglecting my mother, living a good life (which we worked hard to earn) and for the fact that he has not lived a normal life. I am at the point that I am considering trying to extricate myself from all of this, maybe even petition to have her made a ward of the court. We are in California. If I get off the bank account, she would have to open another one and couldn't handle it anyway. I resent my mother for putting me in this situation. If nephew left I would gladly pay for part time in home care for her there in addition to what her insurance would provide as well as spend a lot more time with her. Her moving in with me is no longer an option. Now I just hate going over there and visit a lot less than I used to. I also wonder if I am aiding my nephew in financially abusing my mother by just giving her cash which I know she will just give to him. If I didn't give it to her what should I do with it? Unfortunately, I also know that she would miss him terribly if he were to leave. Maybe I should call Adult Protective Services? I did that a couple years ago, but things were better then and they said there was nothing they could do.

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Thank you Hothouseflower,
Safety is a complex thing to determine. Emotionally she would be traumatized by a move or my nephew leaving. She had heart attack once previously that came about during a stressful argument. As for physically, she takes pretty good care of herself. It was a benefit that nephew was there 2 years ago when she had influenza and needed to be taken to the hospital. I had talked to her the same day by phone, but didn't realize how difficult her breathing had become. He was the one who called 911. I haven't been using any of my own money any more for the nephew in over a year. Taking a step back as you suggest will definitely ease my stress. Hopefully it will make them understand that I mean what I say and that they need to make plans for their lives that don't involve me throwing away money. I've talked to an attorney, a nursing home admissions administrator, and to her doctor and apartment manager recently and am taking rational steps now to document the situation as well as her need for a nursing home.
My mom lived with us for a couple years 22 years ago, but she applied for government subsidized apartment because she preferred to have her own place. In retrospect I think the ability to have the nephew stay with her was part of that. About 5 years ago I cleared everyone else's stuff out her old bedroom anticipating that she might want to move in, even buying a portable commode. I encouraged her many times to come and spend a night or a weekend or week to re-familiarize with living here. She never would. At this point neither I (nor my husband) would be willing for her to move here.
The nephew's dad (my brother) has recounted to me all the ways that our mom has been enabling his son for decades. It is pathetic.
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Hothouseflower Aug 24, 2025
Wishing you the best of luck as you navigate your difficult situation. And I hope your nephew realizes he needs to get help and can straighten himself out.
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Wow. So many helpful responses. Thank you all. I will attempt to respond to each one individually in the next few days. I am very grateful. I did speak with an attorney today and spoke with an admission employee at a care facility near here recently. I am formulating a plan now with the first step being to get her medically evaluated.
She is on Medicaid/ MediCal and qualifies for a government paid place. The money I have been disbursing to her is all her own money, not mine. It's been over a year since I provided any money without reimbursing myself out of her next month's income.
One problem I didn't mention was my multiple attempts in the last 6 years to get her fitted with hearing aids and to get her to wear them, something she also refused. It is exhausting trying to communicate with her with a loud voice and much repeating.
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Beatty Aug 23, 2025
Getting an up to date medical eval is a very good step. That is something you CAN do.

Until the pathway is clearer, it may be useful to chop at some of the issues that are within your control.

"He is delusional about future plans and is verbally and financially abusive."

Delusional/denial. That's in the CAN'T DO anything about pile.

Verbally abusive: sadly CAN'T.
Financially abusive: CAN. You are now ceasing or reducing cash & paying more bills direct, is that right? (Nephew is not going to like this change - it may get ugly).

I wonder if alerting the service that will do Mom's medical eval can be done? To advise that a live-in relative will require his own Social Worker & social support.

Depending on the Nephew's age & circumstances he may qualify for some sort of low-income housing himself now? While this is up to him - having a Social Worker service intro themself to him could be something on your CAN list??
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A couple of things stand out here. If the nephew is financially and verbally abusive, he cannot stay there. Call APS or the police if you have proof. If you have no proof, figure out how to get it. The abuse is what I'm mostly concerned about! Do you have POA? If you are taking care of her finances you most likely do, but if you don't, get it while she is cognitively able to give it to you. After all is taken care of there, get doctors to declare her unable to make her own decisions. Stop giving her cash for her groceries, as it does not seem that's where the money is going. Pay instead online for her groceries to be delivered to her. If you have POA and give no cash, the nephew will get no money and will maybe leave on his own, but it seems to me you can tell him that he can no longer stay there without a contract for care, which he doesn't seem to be providing. However, since he's been living there for so long, he might be entitled to stay. ??? In that case, get your mother out of the apartment into assisted living on medicaid. Who signed the lease? Talk to the manager about what can be done. This mess has been going on too long to be cleaned up quickly, but if you work on it you might be able to get your mom some decent help in her final years. If you don't feel up to spending the time and effort, that is okay too. Just stop giving the cash and paying for anything for your mother out of your own pocket because that part of the mess, as well meaning as it might be, is yours to own. It's possible that stopping the money flow will be enough to do, but I doubt it. Mostly, it is important to somehow stop the abuse.
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JustBeing Aug 23, 2025
I do have a POA which I managed to get from her about a year ago. Her living arrangement is HUD Section 8. He was allowed to live with her because her doctor provided a letter saying she needed a caregiver and she tells the landlord that her grandson is it. A "contract for care" sounds like a great idea. When I talked to the apartment manager she told me my mom just needs to tell them she doesn't want him there. My mom will tell me that just to vent. She won't tell that to the manager.
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At mom's age,she can't be left alone. Part time help is nothing compared to someone being there full-time,yet so unreliable and very irresponsible. Mom's been caring for him for so long, they've become dependent on each other. Now, he's taking care of her,very poorly and actually became a thief in order to maintain his needs instead of hers. My goodness, what happens when she needs incontinence products or prescriptions? I'm assuming you are POA and she needs your protection, even if placement at age 98 is required. This is so sad. Maybe mom has been an enabler all her life and this is second nature to her? It's so late in her life for such a change but in order for her to be safe and cared for, getting her placed is in everybody's best interests. Check out some facilities and see what they can do to help you. Grandson has to move on and not allowed to live with her in her facility. He doesn't seem to understand that he's endangering her life, he can't take care of himself,he wants her to go! Mom should understand your need to do this, tell her grandson needs to grow up. All money stops when she's no longer living with him. He may have been earning it before but his service is no longer needed. Oh,your poor mother!
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JustBeing Aug 23, 2025
Yes, your understanding of it is spot on. The Medi-Cal program provides prescription medications at very low cost and her health insurance has an Over-the-counter allowance program. I caught him in a lie recently about how much her prescription cost and I suspect he was making an excuse for the money drain by saying he had to spend $80 on her RX . I went to the pharmacy and while I couldn't get his records, they verified her most expensive one was $8. Also I suspect him of using a sleeping pill prescription (which she told me she disliked and never wanted to take again) but the pharmacy called the doctor to re-issue. I do know for a fact that they abuse the OTC benefit, buying lots of things that are for him.
The hardest part of this is that my mother wants him there. I also feel betrayed in that she considers his needs and feelings more important than anything or anyone else. She has 5 other grandchildren (3 are mine), and her obsession with rescuing that one definitely has affected everyone else. Yes, she should understand the need to do this, but she does not want to. My brother (his father, who wasn't the best dad to him when he was little, but improved as they got older) calls them two peas in a pod because of their long history together and same delusional ideas about life.
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You didn't listen well when APS told you there is nothing they can do.
Your Mother has made this choice. Many parents and grandparents give all of their attention to their weakest children and grandchildren in their struggles. The gene for parental nurturing can go a bit whacky when children/grandchildren are floundering. Bad choices and enabling are the result.

Had your mother wishes help and support and education, I must assume she has known all about Al-Anon. I assume that you do also. Please attend meetings where you will get support, ideas, community, and learn very quickly that you are helpless in this situation and must let it go and get on with a good quality life for yourself. These choices aren't yours to make for your mother; they are her choices. Your choices are FOR YOUR OWN LIFE and you are responsible for them.
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JustBeing Aug 23, 2025
Thank you Alva, I agree. My mother had a pretty traumatic childhood, bad marriage (poor choice of my father), poverty, divorcee during the 60s, etc. However, she had a lot of pride (shame?) and miserliness and would never consider a counselor or 12 step program. My childhood home was dysfunctional. After a bad first marriage I straightened up. The craziness of the current situation led me to Co-dependents Anonymous 3 years ago. It has helped tremendously, but lately nephew (through Mom) has been getting more insistent that he needs a large amount of money to be able to move out and move to Alaska. It's all nonsense, a scam. I absolutely will not do that and you're right I need to just let it go. Although she has dementia now she still can care for herself and expresses care for me and my family, but I feel bad that she is getting isolated. Her best friend died a couple years ago, too.
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Stop the cash going to mom, it’s only inadvertently supporting nephew. There’s no reason to use your funds to support this dysfunctional mess. Mom isn’t reasonable or making sound decisions, a hallmark of dementia, she’s not sliding toward it, she’s there. Don’t listen to even a minute of nephew berating you, hang up the second it starts, no explanation or apology. No one deserves that. Have their groceries delivered, minus alcohol. You won’t stop his drinking but you need not support it. Use her money for her needs and document how it’s spent. APS will likely be useless, their bar is low for a senior being safe and cared for. Make sure her doctors know the mess she’s living in and hopefully there will be advice she’s moved to managed care. One day, mom won’t be here and user nephew will need a new plan, start now being very sure it’s not you. I’m sorry you’re dealing with this and wish you peace in the storm
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JustBeing Aug 23, 2025
Thank you Daughterof1930. You're probably about my age too. My mom was born in 1927. I stopped using any more of my money about a year ago. It's all hers. Since I'm trying to extricate myself I will let her spend her cash however she wants after I've first used her money to take care of the rent and utilities. But having groceries delivered is a great idea, with the added benefit that I don't have to go there. Dementia or not, detaching from them means I am not going to make them be accountable to me. Despite her dementia she is still very able to take care of herself physically. Of course I know things will eventually get worse, but for now I'm going to minimize the effects on my life as much as I can.
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Does her lease permit her to have this extra tenant? If not, "tattling" may be one way to get him out.

Calling APS is another but nothing will happen if they show up and your Mom looks fine and she says she's fine, even if he's drunk. If she looks fed and cared for, doesn't have bruises or injuries, and seems to be mostly there cognitively then most likely nothing will come of it.

Stop giving her the cash. Put all her bills on auto pay through her checking account and remove all paper checks from her apartment. Freeze her credit so he can't take out loans or credit cards in her name.

You can talk to a faith-based facility that has Medicaid beds and see if they would assess her as being a candidate for LTC, which can be 100% covered by Medicaid plus her SS income, when she qualifies.

Please do not pay for any facility for her -- it is unbelievably expensive and will be unsustainable. It will rob you of funds for your own future care.

Maybe plan to take her out for a day, then move her in to your home and tell her it's temporary because the apartment is being renovated, or fumigated, or whatever therapeutic fib she will believe. If she has a phone then block grandson's number or delete it. Not sure what would happen if you stopped paying her lease. If she wonders why he isn't calling her you can make up some story.

Your Mom needs a PoA. You can download this paperwork through services like Legalzoom or Rocketlawyer. I did this for my MIL and my own Mother with no problem. Once she has this in place you will be able to protect her and keep the grandson away from her, whether she likes it or not, but for her own good.

If the parasite grandson loses his host, he can go live at the Salvation Army or Adult and Teen Challenge to check himself into rehab. Whatever he does, it's not your problem and if you make your Mom's care decision based on sympathy for him, you are also an enabler.

I wish you success. Please come back and give an update or ask more questions for further guidance.
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notgoodenough Aug 22, 2025
Just be careful with the "tattling"; sometimes if a tenant allows someone not on the lease to live with them, it can lead to immediate termination of the lease and eviction
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Seeing the bigger picture is very valuable. How propping Mom financially is seemingly propping the newphew..

However, I feel here that stepping back needs careful planning. While the newphew would benefit from AA, this is his to do when/if ever ready.

I am concerned for your Mom, being an elder living in potential risk. I think the suggestion to contact Al-Alon is good. Another idea could be to ask guidence from your faith leader (if you are religious) or a Social Worker that works with elders.

The goal may be to help your Mom more in line with your values. But step back in a staged way, so not to increase any risks to her.
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JustBeing Aug 23, 2025
Thank you Beatty. I get very emotional at times about this and want to do rash things like returning her checkbook and cutting off all communication, but talking to an attorney and listening to others has helped me realize there are steps I can take to gradually set the stage with concrete evidence to effect the next transition. My faith, priest and church friends have been supportive. I am trusting in God that nothing seriously goes wrong due to the situation before more of the needed steps are taken. My mom and nephew need tough love which, as many of you have probably guessed, is not my nature. However, I did manage to raise 3 children of my own who all understand that they are responsible for their own lives. It just has been harder for me to say No to my mom because she was very helpful to me when I went through a divorce after my first marriage. She loves to rescue others. Had I been willing to settle for it I could have ended up living under her wings all my adult life too. Yikes, I'd be under the same roof as my nephew!
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What a sad and sick situation this is for all involved. And your mother enabling her grandson and you enabling them both isn't helping the situation one bit(yes, you too are enabling).
Perhaps attending some Al-Anon meetings will better help you understand your role in this sick and twisted situation and open your eyes to what enabling looks like.
Bottom line, your mother is living in an unsafe environment whether she realizes it or not, and it really doesn't matter that she wants to stay in her apartment until the end or not as she now needs to be placed in the appropriate facility where she will be looked after 24/7 and won't have to put up with her alcoholic grandson.
And you do not need to spend one penny on her care as you and your husband will need your money for your own care down the road. Your mother can apply for Medicaid if needed though it sounds like she may already be on it, which will help her get placed in a Medicaid facility.
You now have to do what is best for your mother and her care, and not worry about your nephew as he will just have to figure things out on his own. Perhaps when everyone stops enabling him, he may just decide to get help for his alcoholism, and get his life back on track. One can hope anyway.
And if your nephew truly cares about his grandmother and not just her money, he can come and visit her at the facility, but I wouldn't hold my breath on that one as all he's seeing her as now is his piggy bank.
It certainly can't hurt to call APS again and make it very clear as to what is going on, and make sure not to sugar coat anything, and hopefully this time they will decide to step in.
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JustBeing Aug 23, 2025
I attended a couple Al-Anon meetings many years ago regarding another relative. Three years ago I began going to Co-Dependents Anonymous. The meetings and steps are really helpful. And admittedly as I work through the 4th step for the second time, I am realizing my role in this a lot more clearly.
I've started taking more pro-active steps to get 3rd parties involved (See my replies to others). It's amazing how a little 100 lb woman could have had so much power over me. I take responsibility now for letting her. I have to work on my own co-dependency issues and muster up the strength to stand up to her. I appreciate your hopeful comments. She is on Medicaid and qualifies for program that will pay for her housing and care. Wait list is forever, but if there is an emergency they will place her right away. She was hospitalized 2 years ago with influenza, but was released to go back to her apartment. If she gets hospitalized again, I will not transport her back to her apartment again. I'll insist on a facility.
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This is a terrible mess. This is not a safe situation for your mother to be in. I also don't see that you need to enable your nephew's addiction by continuing to throw money at this living arrangement.

You don't have to support your mother's decision to continue to live in her apartment. Tell your her you are taking a step back because you do not agree with this living arrangement because she is living with an alcoholic who cannot be relied on to help her and you are not going to enable this situation any longer. Just don't give her any more money.

Would you be willing to have your mother live with you? It's either that or placing her in a facility at this point. Your nephew cannot be trusted to act in your mother's best interest. Her safety and well being are what is important here.

Your nephew needs to figure out what he needs to do to save himself. He is not your responsibility. You can't fix his alcoholism for him, sad to say. Your mother didn't do this man any favors enabling him for all these years.
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JustBeing Aug 23, 2025
Thanks. I accidentally replied to my own post with what I meant as a reply to yours. It's here on this page somewhere :)
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