Mom lives in IL. Has had Medicaid since 91’ (after dad passed away). She only gets $700 a month. Has a reverse mortgage since 2002. Owes $150,000 to RM as of today. House may sell for a bit more, how much more, not sure. Mother is terminal but is refusing to go to assisted living and/or NF even though she is extremely weak on her feet & can’t use the bathroom in her house (she has a portable commode next to her bed). Has a companion/cleaning lady/caregiver come Mon-Fri, 4 hours a day. That’s what she’s allowed by Medicaid. House is in trust w/RM bank “1st in line” (they requested this in order to ok her acceptance). When mom passes away, I have to sell her house to pay back what’s owed to RM, if there is anything left from the sale, will Medicaid ask for that money from me or is the MERP only enforced when a person enters a nursing facility (which my mom is vehemently opposed to, she wants to “die at home”).