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My mother (93), has been admitted into a long term nursing facility with middle stage dementia. I have medical POA but no financial POA. I do have access to banking and some finances but not to sell home. House is on reverse mortgage but owe more than house is worth.


Because Mom was admitted to long term facility on Medicaid, all SS taken except for $45/month so monthly finances are limited. Deemed in cognizant to sign POA and not enough finances or estate value to warrant finances for Guardianship unless with financial assistance from sources.


Father was a WW2 POW veteran and Korean War vet plus he is a retired Air Force veteran of 23 years, making Mom a widow of a veteran. Any suggestions on a course of action and is there help from the veterans administration?

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There are basically no assets. Let the Nursing Home case management or social worker handle things. Tell anyone who asks what you told us. Sometimes Social workers can help you work through guardianship if it is needed; it is very likely it is NOT needed at this point. The reverse mortgage worked for her. The home will be theirs. All assets are liquidated. There are often resources for legal advice from Elder Care folks either social worker or an organization that can hook you up with a little time from Elder Law Attorney to see if there is anything you can/should/must attend to given limitations of finance, and make that clear going in, that neither of you have finances to pay for help.
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I don't believe she can get VA benefits (called Aid and Attendence) and Medicaid simultaneously.
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