I am trying to plan a smooth time after my parents both are gone. I anticipate to sell their home, will need some cash left in their checking account. However, (on the advice of their attorney, who is not Elder Care) they have every single account with beneficiary designation divided equally amongst 5 kids....this means no monies available to me to make their home presentable for sale. I am thinking they should keep a decent amount maybe 10k in an account, with their Estate as beneficiary, and could be used by me Executor for their final expenses of settling estate. Why did their lawyer not include that in his advice? Now I am faced with asking my parents to both go to their bank and fill out new forms & paperwork, which is a bit unsettling for my dad especially. I am wondering if anyone here can comment on the need for some monies, does about 10k seem adequate?