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I am ahead of myself in this thinking but I have a feeling at some point soon my father is or will need to be put in a nursing home (maybe within a year or two depending on how much more my mother can handle). I am sure I will need to check with an elder attorney BUT if my father would go into a home and my mother is still living, where does the money come from to pay for the nursing home care? I would hope my mother would not be kicked to the curb from her own home. And what happens IF mother would pass away and father in home, do we sell the house and if so/who gets all the money, just use what we get to pay for nursing care and when its all, its all? just trying to get a hold on how to handle some things. thanks

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I would add to the good information from StandingAlone in that your mom could still live in the house until she dies even if Medicaid is paying for your dad's NH fees. After her death, the house needs to be sold to cover your dad's NH costs if he's been on Medicaid. So, no, she won't be kicked to the curb, but the house will have a lien on it.

If they put the house in your name now, and no one needs nursing home care for five years, then you'd be able to keep the money. That doesn't sound likely in this situation.

Take care,
Carol
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The money is going to come right out of their pockets unless your dad qualifies for medicaid. If he has assets, he won't qualify. If mom dies and the house is sold, then yeah, you'll need every single dime from that house sale to pay for the NH for your dad. When all that money is used up, then medicare will step in and pay. If you sell the house for say $150 grand, you'll be lucky to afford 4-5 years in a NH at about $8 grand a month....and no, there won't be a nickle left. Lovely how that works, isn't it? :/

Someone else can probably give you more details, but that's about it in a nutshell.
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thanks to both answers above and no I don't think that would be an option for putting the house in my name. my father is going to be 91 in March and my mother is 86. dad (I know) has either beginning or middle dementia so there are no guarantees for 5 years. and not really worried about the money part. just wanting to make sure that mom or whomever would need to go into a home doesn't get kicked out. thanks again.
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