My mom's sitter had charged over $4000 on her credit card. - AgingCare.com

My mom's sitter had charged over $4000 on her credit card.

Follow
Share

My mom passed on July 21st and this girl started charging on July 22nd. She has changed the mailing address for statements and got a new pin#. After I found out, I stopped the card. They reside in the state of Mississippi and I'm in Louisiana. I went to the police department and they refuse to arrest her because they said she will bail out and said she will pay the bill off. I am so upset because it seems like their are no consequences for this; they make it sound like its okay to do this if you promise to pay it back. Please help...Thanks

This question has been closed for answers. Ask a New Question.
17

Answers

Show:
This advise is so wonderful! Thank you all for it!
Helpful Answer (0)
Report

Cheribob, I like it - sic the IRS on her!
Helpful Answer (0)
Report

You can also report her to the IRS for "undeclared income & forgiveness of debt"
Helpful Answer (1)
Report

First contact the credit reporting agencies:
1) To report her deceased.
2) To report identity theft.
Helpful Answer (2)
Report

Identity theft is insidious-this felon can still steal from the estate, the community and financial institutions. A remedy must be followed up, especially with the postal inspector-and at the very least change her address back to where you need the estate bills to go. If it goes unreported, think about the tip of an iceberg-the credit card is only what you know about now.
This is a family member, a known associate on whitepages, the bad reflection can come back to haunt you, especially if your name is listed as executrix of the estate. In that case, it would be your obligation to investigate and take care of it. Check the vehicle registration on hed car by runing her license-see if your Mom bought that too.
Sorry this is hapening to you. This person has enough information to open a new cc in Mom's name.
Sorry this has happened.
The financial institutions may have enough money to cover a fraud, but the American public cannot afford these criminals, on so many levels.
Take action, as far as you are able, but get help.

So sorry for your loss of your Mom, my condolences.
Helpful Answer (0)
Report

Thanks for the clarification.
Helpful Answer (0)
Report

I'm outraged that the sitter seems to be getting away with this. I don't blame you for your anger.

But you know what? You've done what you can. I suggest you drop it, for your own mental health. You and/or your mother's estate are not going to have to repay that money. It is now between the card company and the person who committed the fraud.

Your mom died three months ago. That is enough emotional trauma for you to deal with now.

If some anonymous person had stolen your credit card, you'd let the legal system deal with it, after ensuring you wouldn't be held responsible. The fact that the person isn't anonymous and that it is someone you and your mother trusted makes this seem much more personal. I get that. But for your own sake, not hers, let the legal system and/or the card company deal with this.
Helpful Answer (1)
Report

Oh no, let me explain
I didn't know anything about the card. Because I live in another state, I wasn't able to get to the hospital when she passed until the next morning (but the sitter stayed with her until the funeral home picked her up) and when I met with her to get her belonging that my mom brought with her to the hospital, she gave me her purse, etc. I barely had enough funds to pay for funeral services so I was forced to cremate her. If I had known about the card, it would have provide an option for me to have verses just having to cremate her. I think she took the card out of her purse before I got there. AND yes, I gave them the film of her using the card and they won't purse this but thanks to (garden artist give a hug), I did reach out to the identity fraud task force in Mississippi and will continue to until something is done.
Helpful Answer (1)
Report

I hesitate to wade into this but here goes....

Do I have this right......You used the card for cremation expenses?

This caregiver was "holding" your moms credit card at the time of mothers death?

Why was she holding the card? Your mother authorized this? You did?

You gave them cops film of the person commiting fraud and the cops won't pursue this?

I'm about ready to call BS on this.
Helpful Answer (3)
Report

I did go to one of the stores and got a copy of the tape showing her using the card and the police department (which reminds me of Andy Griffith and Barney Five) have it. I am going to research and see if Mississippi has an identity fraud division that would step in. I agree with you, he really seemed like he didn't want to be bothered with the paperwork. One example I noticed was he said he called her and she told him my mom passed in September and I had to remind him that when I came up there, I brought a copy of her death certificate that clearly showed July 21st and the charges started on July 22nd so I confused. I tried to do my homework and contract all the places she used the card at and find out which ones had video surveillance. I'm sure he didn't open the file until I called him back. I have access to my mom's emails and provided them with the copies showing the request to change her address and also asking for a new pin#. I've been getting a lot of push back with the jurisdiction thing because if its across the street, it falls in another county and I would gladly go but my husband had a stroke and now on dialysis and its too much on him to ride for long periods of time. I'm taking it personal because during the time around my mother's death, she knew we were having a hard time paying for everything and I had to cremate her and she was holding my mom's card that had a $10k limit. I probably wouldn't have used it but it would have been my choice.
Helpful Answer (1)
Report

This question has been closed for answers. Ask a New Question.
Related
Questions