Hello, up to how much money can my mom withdraw each month from her account without Medicaid asking or initiating an audit on her account. We live in New Jersey and can she gift up to $10,000 to family members without being penalized? Thirdly, my husband takes care of my mom 5 days a week and I take full care of her at nights and on the weekend. She lives in my home and my husband has been unemployed for 1 1/2 years and is too busy taking care of mom to even focus on looking for work anymore, because she's a full time job. He now wants to know instead of hiring a care provider, why can't he get paid from Medicaid for her care since he's been doing it for 3 years now and so have I. It will also be cheaper this way since Home Care for the elderly runs around $25-30 per hour, and she needs round the clock care.