When my dad passed away in 1998, my mom had my name put on her bank accounts in place of my dad. She is now on hospice in memory care. I have POA. I had to sell her house to help pay for her memory care facility and the money went into her account (that also has my name on it). When she passes, will the bank accounts have to go through probate, or will I just distribute the money left as instructed in her will. The bank accounts (checking and money market) are all she has left other than a few personal items.