By clicking
Talk to a Specialist, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
Here is one scenario: Mom was the beneficiary of the group life. (Often happens as worker was single when he signed up for benefits and never changed it) SIL may have been reviewing things if your brother was sick for a while and had it changed (with or without his knowledge) .
If it is the group life you are talking about, you can call the insurer and ask for documentation on the change. Actually the vast majority of group life policies are paid to the spouse. After all, she incurs the financial loss when he passes and that is the intent of life insurance.
Let us know when you clarify.
My deepest condolences and sympathies. I'm very sorry for your loss.
If you suspect fraud I would check with an attorney.