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My mom has already looked into Medicaid, but with my dad's retirement money they are saying that they make too much to qualify. They have no savings & my mom who has RA & Fibermyalgia can no longer care for my dad or afford a nursing home or in-home care for him. What else can she do?

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Go tour a couple of Nursing Homes. The better ones will walk you through the whole financial process and find aid you thought you couldn't get.
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Make an appt with an Elder Law Attorney, you'd be surprised what options they have..
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