She is about to be 83 years old, quite healthy and active. Premiums over $2500/year for a $16,000 benefit. I am highly suspicious that this is not the right insurance for her.
How do you document paying an adult child caregiver during Medicaid spend down period?
Who ultimately is responsible for finding a 'Medicaid bed/ placement'?
If Mom goes on hospice will we still pay privately or will Medicare pick it back up due to hospice care?