What if Mom passes, do we take on her debt?

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I am at wits end not sure how my Mom is going to pay for everything. She only has medicare and just above the border line to consider medicaid, On her 3rd Hospital stay since October. Plus she had used her days at rehab consecutively.She has one supplement that has helped but not sure how much more it will keep paying she has been back and forth in ICU they keep adding to her bill. She has a weakened heart and other complications.

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My mom came out of ICU she has a heart weakness that they had to monitor so now the doctor has her on some meds that should help that issue. Now to get over the pneumonia. Now I am not to popular with her for keeping her in the Hospital on Christmas. She does not understand she was not well enough to go anywhere but stay there. Went for a while today but he was sleeping most of that time which she needs. I told her if I am to continue to help her she needs to forgive me on that. Thanks for your hints though on the legal stuff.
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Any debt is not yours unless you have signed the contract period. If asked to pay ANY debt (even a 3rd party debt collector who bought the debt) to provide you with the papers that you signed for the service or loan. Dont sign financial responsibility papers ever.
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About life insurance -- the death benefit goes directly to the beneficiary. The only time that it is considered in the estate is if the listed beneficiary is "estate." If an individual person is the beneficiary, then no, the money is not considered for paying debts.
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You do not take on her debt personally. You do pay all her debts from her life insurance and selling the house etc. You must pay the bills first.
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Talk to an elder care attorney about getting her qualified for Medicaid; it sounds as though she may need nursing home care.

Why has she ended up in the ICU? Is it time to consider Hospice care?

As I understand it, her debt dies with her. Use her funds for her care.
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