My mom passed on August 27th. Social Security deposited into her account on Sept 3rd, and I was poised & ready to pull it out (for funeral expenses) & did so successfully that morning (my name is on her bank account). On the 5th, SS pulled it back, and since my Mom has an overdraft protection credit card, they did get their money back, but now Mom has a balance on her overdraft card because of it.
We have a joint bank account - my name is on that account, but not on her credit cards. Since the "charge" to the overdraft account occurred after the date of her death, I assume I am obligated to pay off that balance when I get her life insurance payment, correct? By the way, when I emptied her account, that was my intention - I didn't have enough to cover all of her funeral expenses without it. I'm sure I'm not the only person who has run into this... thoughts?