My Mother has always kept me at arms length, I'm the only child. This year she was hospitalized twice for pneumonia, had a long stint in rehab. I found her house deplorable, took family leave to clean it all up and in digging around to find what bills needed paying I discovered what financial disaster she was in. Because she was confused in the rehab I was able to get POA so I could pay bills, She took out a reverse mortgage over ten years ago and has exhausted all of that, ( over $260,000) with nothing I can see to show for it. She has maxed a credit card for $6000. and I cant find anything to show for that one either. I plan to create an online account for that one just to see where it was spent. I Took family leave for five weeks to get her house straight so she could go back there after rehab. She didn't want to sell the house and in investigating any type of supportive housing in our area, there is a two year waiting list! I live 25 miles away and work full time. There are no other family or friends to support her. I applied for Medicaid for her since her monthly income is under $1000., still waiting. She had rehab at home for a few weeks and I also hired a private person to come in to do cleaning and shopping once a week. Last week I found a letter among her newly arrived mail regarding her back property taxes. She has not paid her taxes in three years and now owes the town over $17K dollars. I called the tax office and was told she signed an agreement with them last year to pay $500 a month to catch up and she violated the agreement! This woman is in total denial and wont agree to anything yet, just keeps telling me to 'wait and see". I'm angry that she has created this mess and I'm left to try to straighten this out. There is no way to pay these taxes back and pay her living expenses. I feel we should sell the house now while its summer (better market) instead of waiting for the town to foreclose. I guess I will have to get her an apartment somewhere but she really needs some kind of supportive housing with someone looking in on her. There are waiting lists everywhere. Mom just turned 87. I guess we just get an apartment and pay for it out of whatever is left from the sale of the house till its gone and then what? Selling the house will make her ineligible for Medicaid if there is money remaining. I'm so frustrated.