I had child support that I saved for my daughter as I did not know how we were going to make it when she turned 18. The money was basically hidden from her Dad who wanted every penny spent if he had to pay it. The account had my mother's name, my name and my daughter as beneficiary. The accounts/cd's no longer exist as my daughter has the money, but if Mom has to go on Medicaid will they look back at those closed accounts and count that as Mom's money? All of those accounts were closed over a year ago.
Is there any way around the five year look back on Mom's own money? My father has passed away but there is a grown disabled child.