Mom has Medicare & Private Ins now and a trust with $100,000 in it. Her home is falling apart and needs work to keep it safe for her to live in due to deterioration and some termite damage as well as repairs to a leak under her driveway.
If I have to spend that money or a portion of it to get her home back into a safe condition and she then becomes ill enough to need Medicaid in the future, will they do a look back and determine that she cannot be eligible for care through Medicaid?
Also i have been caring for her for 7 years and my father before that with no pay. I am living in the house with Mom and my daughter is here as well. Will they take that into consideration, that I kept her out of a facility for this long by being here?
I have two other siblings and Mom's house in is her trust and was deeded to us in the 1990's.