Elderly Mom living alone and has fallen for the "Grandparent" and "Medicare" scams. Any advice?
Am searching for advice. Don't know if it is time to place my elderly mother into assisted living. She has been living independently and does not want to leave her "home" and I understand that, but I am working full-time and cannot be with her 24 hours a day. She fell for the Grandparent scam last week and the Medicare (we need your checking account number to send you money) scam, approximately a year ago. I headed off the Medicare scam by getting to the bank in time to cancel checking account, however she wired $1,800 to Lima Peru, where supposedly one of her granddaughter was in trouble, without calling me or my niece's mother to verify...she got in the car, drove to the bank, drove to grocery store and wired the money without consulting anyone. She has other medical issues that so far have not made it appear necessary for her to need 24 hour care in regard to her health. Just would like to hear some advice as to what to do about this without trying to declare her incompetent, which she really is not. Want to help her keep her dignity, but also keep her safe. Please help!