My mom is 78. My dad died 3 year ago and my mom previously was not involved with finances or paying bills. Lately my mom gets confused and I am concerned about some of the financial decisions she is making and concerned about her making mistakes. As an example, she wrote me a check recently to reimburse me for something I bought for her online. She was supposed to pay me $341.75 and the numbers she wrote was $311.75 and the verbiage was $375.00. She also is planning to spend what I think is a ridiculous amount of money re-landscaping her front yard, but I guess it is her money to spend. During the landscaping discussions she asked my sister the difference between a pine tree and a palm tree, which concerns me just in that she forgot the difference, they are quite different trees! I've gently tried to discuss this with her but she is adamant that she can handle her finances. For the past two years she forgot to make her quarterly tax payments, thinking that somehow her tax accountant would pay them for her as if he has access to her checking account. She recently opened up new credit cards. However, it seems to me that nothing is glaring enough to get a judge to deem her incompetent and I don't think it should go that far. Ideally I'd just like to get her to let me help her by reviewing her bills and accounts. Thoughts? Thanks.