In NJ, Medicaid will pay for AL so long as they approve her.What would you do if your mom ran out of funds and was not approved for AL by Medicaid? I cannot take her into my home b/c she is impossible to care for and she needs 24/7 attention and I have to work. What other options would there be?? This is my main worry. She has another 2 years before her funds run out, but I can't help but worry every day about it. At home assistance will not work for her. She needs someone with her all the time or she simply loses it. she is doing great in AL because they can give her the attention she needs and they monitor her and they know how to deal with her outbursts because they specialize in dementia/Alzheimer residents.