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She would like to have a doctor who is concerned and provides the attention needed. she is in relatively good health yet would like to change from the Ft. Belvoir (MTF) environment.

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Tricare requires that certain medications be ordered through the mail order pharmacy called Express Scripts. These are meds used to handle chronic conditions. We both have Tricare (hubby has the medicare sup and I am still on Tricare Prime) The drugs can often cost $0 through them. Love it!
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If you are near a base it is possible to get a print-out of doctors in the area that accept both Medicare & Tri-Care for Life - that said I found the list I was given was out-dated and often incorrect. I ended up calling around and asking directly if a doctor's office accepted both plans. Even then it's best to verify the acceptance of your coverage before a 1st visit. I picked up the new patient paperwork and when I went back a few days later to make the appointment I found the office was no longer excepting new Medicare patients. And if there is a military clinic in your area you can get most meds there, Tricare also offers a home delivery otherwise and at the moment the availability of medication in an civilian pharmacy is almost gone as they have transitioned mainly to the mail-in means. Tricare does have a site on-line which can guide you to some of the additional information that may be helpful to you. For the most part if Medicare does not cover a cost then Tricare doesn't either. If you are near a base certain tests, etc. may be covered if available at their clinic . So much depends on whether there is a base and a medical facility near your mother. Also it does not matter what branch of the service the person/dependent was in - we are Navy and we have only an Air Force base & clinic near us.
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Shouldn't be a co-pay, Tricare is your secondary or supplement. Review the Tricare handbook and Medicare handbook for services covered which is a lot ! The only issue could be prescriptions, select a pharmacy that does accept Tricare. CVS does, wal-greens doesn't. Medicare A and B are mandatory for retirees at age 65 to stay with Tricare which sounds like you've done that. It's really not complicated, find a civilian doctor, register and they do the bills submissions. I am a military retiree, retired SSA employee and VA rated.
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ME, I'll just give you my newbie view on this, as my mom has this too and I'm just now getting more involved since she had a heart attack. She has Medicare first, and Tricare is like an extra, awesome layer on top of that. She can more or less go wherever she wants! There'll be copays, etc., like with any insurance. Go to Tricare.mil to get an overview.
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