My mother is on Medicaid in a nursing home, and she has a checking account and a Qualified Income Trust account through a bank, I'll call it "Bank A." She has two sources of income - her state pension and Social Security goes into her checking account and then from there the money is transferred to her Q.I.T. account and basically the nursing home gets her money. She also has $7,000 in debt with a Visa credit card through, you guessed it, "Bank A." My question is, can the bank take any action against her checking or Q.I.T account? I don't think they could unilaterally do anything or be stupid enough to try but I thought I would ask. I am worried if they try to do something with her checking account to try and collect on her credit card bill. I don't think such a thing is legal or remotely likely but I thought I should ask. Is there any point on saying anything to anyone at the bank? This is in Florida.