Not on Medicaid yet. Annunities, one is matured. Going to cash in as she needs $. Other matures in 2 yrs. Is there anything else she could do if she cashed in early that Medicaid would not penalize her on the 5 yr look back. So far her health is good so hopefully she can spend down the money (if she cashes it in early)
She is not on medicaid at this time and hopefully not for several more years, but you never know. We're not trying to cheat medicaid, just trying to financially plan for the future.