While waiting for mom to be accepted for Medicaid is it a law that none of her money can be taken out of her account? I was told by the nursing facility to not pay any of her bills. The only thing they said I could do was to pre-pay on cremation for her. She only has $2400 (pension & social security) coming in. No savings, No property, No life insurance. When we applied for Medicaid last week her bank balance was $1100. No other assets. With a new month comes a bigger balance $3500. Should we spend this down?