Bills are paid automatically, so we don't know where the money ($1000-1500/mo) is going. Mom has dementia, FIL is right behind her, beginning stages. My husband has financial POA but Elder Care attorney says that without going to court for conservatorship, we can't control their spending. How is this going to affect the spend down when she needs Medicaid? She is 91, he is 89. He may be sending cash in mail to various "charities" and for supplements such as "stem cells" which are totally take but we can't convince him to stop.