My mom (73) wants to add my name on her accounts (banking) but I have student loans. What would be advisable?

Keep your SS# away from her accounts! The collection agent can sue and attach them if you are a joint owner.

All good advice above. Another bit of advice is to pay the loans and you won't have to worry.

If you have the type of POA that takes effect immediately upon completion you can access your mom's accounts as her POA rather than being a joint owner, this allows you to keep everyone's finances totally separate. The bank probably has some extra forms you will have to fill out.

I see nothing wrong with your name being added to your Mom's banking accounts as a "signer" of the checks for any bills that need to be paid in your Mom's name. I have that with my Dad, as Dad no longer is able to manage his money on his own.

What is your concern regarding the student loans and being on your Mom's accounts?