My MIL was in the hospital for a UTI. She was taken from the hospital to rehab to strengthen her legs. We were told she might be there for about 21 days or possibly longer. No LTC yet just hospital stay and rehab. Social worker is leading us to believed she is fully covered for 100 days a year but now I'm reading only 100% for first 20 days then they pay only 50%. Is that true is the social worker giving us the wrong information? Anyone?