She has 5 children...last one (30 yo) living at home. My husband and I are taking care of everything now that her husband has passed (bills, etc). She will be receiving a large sum from his life insurance. Will Medicaid try and take that from her? Also, from what I've read - will they also try and take her Social Security (she was not eligible for it before cause she has never worked)? I'm beginning to think we need to bite the bullet and get a lawyer - this is all so overwhelming. My thought was to take the life insurance $ and pay off the mortgage, which would then just leave a few thousand left. We are in Virginia if that makes a difference - I couldn't really find too much online regarding VA Medicaid law. Thanks for any light you can shed at this time.