My mom had a $10K Insurance policy in which I was the beneficiary. She was on Medicare and Medicaid and in a non profit nursing home. There were no charges as my mother was a charity case with only social security and no assets. I received no bills from Medicare during her last months (11 months) in the nursing home. When she was home, a large portion of her SS went to Medicaid/Medicare for her at home services. Now I received a letter from Medicare addressed to her “estate” asking for $17,600. She was in New York City. There is no “estate.” The money was used for her final internment and bills I incurred on her behalf in the years I was the sole caregiver for her. I live in CT. The bills are so high I’m still paying them and she passed 4 months ago.
I have no idea how to deal with Medicare on this issue and would really appreciate some advice.