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AARP All 11 standard Medigap policies cover basic benefits, but each has additional benefits that vary according to the plan.

None of the standard Medigap plans cover:

• long-term care to help you bathe, dress, eat or use the bathroom
• vision or dental care
• hearing aids
• eyeglasses
• private-duty nursing
• prescription drugs

However, MEDICARE part A&B will cover PT,OT, RN's if ordered by an MD
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Also, any suggestions on how to go about finding a reputable aide?
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Thank you pstigman for your response. This is helpful information. I have a call in to the dr. for his input as well and hopefully we will all be on the same page.
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