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My mother (89) moved in with me because she can no longer live on her own. She, my deceased father and I are joint tenants with rights of survivorship on the condo. I want to sell the condo but wondered if she were to need to go into a nursing home, would medicaid want all the money from the sale? I paid for half of the condo so I don't want to lose that money

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Ok...the way I read your post....it was you and your Dad on the deed....Mom was not on that deed.

When Dad passed...because of the "right of survivorship" you became the sole owner.

Medicaid cannot take from you the inheritance you got from a person who was not a Medicaid receipiant. Mom has nothing to do with this....never did.
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First, you need to straighten out the deed so it does not show a dead person on it. See an attorney about that. Second, when you sell it, have the attorney split the proceeds into separate checks. Keep mom's proceeds completely separate from yours. It's always better to enter a facility on private pay, more doors will open for her. Getting a bed on Medicaid only gives you no choices.
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If you became a joint tenant on the Deed over 5 years ago, there shouldn't be any issue that you owned 50% of the condo, thus you receive 50% of the proceeds of the sale. Keep the proceeds separate. Thus when it is time for Mom to go into a nursing home, she would need to use her savings to self-pay for awhile before Medicaid would kick in.

If the condo had been owned by both parents and later they added your name, and it was done within 5 years of when your Mom might need to go into Medicaid, then it becomes complex regarding the Condo.

You might want to discuss this with an Elder Law Attorney, as each State's Medicaid rules could be slightly different.
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