Mother in hospital in May; NH since then - she's 83, blind, cannot walk. Applied for medicaid, was accepted but has a $14k (from 2 CDs) spend down. CDs are in both our names - was to be mine when she dies for being her 24/7 caretaker for last 10 years. Since May she now has about $25k in medical bills. I cashed the 2 cds and put the $ in her checking account. Now how do I spend it? Pay it all on the medical bills? Spend it on her/her house? I'm confused about what I have to spend it on. Don't want to do anything wrong.