CS has financial power-of-attorney. CS inherited funds would pay for the car. CS wants to put a large down payment so the car can be paid off quickly. If joint ownership interest is a requirement for a new car, the state may have a claim to IS spouse's 50% forced ownership. CS wants full ownership/control of the car w/out interference from Medicaid. We're both concerned Medicaid will tie our hands in this deal by forcing us to purchase the next car as a joint transaction.