Hi everyone. I hope some of you can give me your thoughts or guidance.
My dad is 92. Nursing home since March. Now has aspiration pneumonia. He has lost his ability to eat/drink. Family meeting yesterday at NH. He has declined SO much in the last month. He is in bed now - can't walk, incontinent, last stage frontotemporal dementia. A decision was made for hospice/comfort care. : (
We are Medicaid pending. Application sent in May. But they are backlogged and could take up to 4 months for approval.
Medicare stops paying the Nursing Home as of July 31.
Nursing Home told us they can do Comfort Care until the Medicaid is approved (if he last that long). Hospice will not come to the Nursing Home while we are 'pending'. BUT... I found out (NH didn't tell me this) that we can move him to a beautiful Hospice Facility a couple towns over and that Medicare pays 100%. I didn't know that Medicare pays for Hospice.
SO.... the people at the nursing home are really nice and they really care about my dad. My dad is comfortable there and now knows all the staff and they know us. The staff is always popping in to see him. We are very happy with them.
BUT... August 1... he will have NO insurance paying for his stay there. I know when the Medicaid kicks in the NH will get their money... but it's so stressful knowing we will get the bill for his stay until the Medicaid goes through. And what IF we are denied??? (Lawyer says we won't, but who knows)
IF we move him to the Hospice facility... Medicare will pay 100% and that financial stress will be lifted. And then the Medicaid can take as long as it wants. But it will be traumatic for him to be moved.
I feel so selfish thinking about money when this is really about keeping my dad comfortable. : (