Will Medicaid fully fund an Alzheimer's patient in a NH? - AgingCare.com

Will Medicaid fully fund an Alzheimer's patient in a NH?

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Him and spouse have nothing and they have no assets in massachd. I lease both car & apt..15, 000 ins policy. .no assets no properties. .will Medicaid pay rm & board for him in nh

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Excellent advice, Jeannegibbs. Many people are afraid that they will become destitute if their spouse goes on Medicaid in a nursing home. While they certainly will have reduced assets, that's likely already happened.

Medicaid allows spouses to retain some assets as the community partner. While each state is different, they all have to have a program for the spouse. Your encouragement is excellent.

Carol
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Stefani, did you ask this of the elder law attorney you consulted?

Yes, paying NH costs is what Medicaid does. Since your husband is on Medicaid now, their is a financial case worker assigned to him. Look through your annual renewal application, find this person's name, and contact him or her to find out what resources you will have as the community spouse. Or instead of contacting the financial worker, call and get an appointment with his social worker who will probably come to your home and help you figure this out.

I think that you were given this kind of advice last month. What is holding you back from moving forward with this? What do you need? I would really like to see you get the help you need! Your husband deserves professional care and you deserve some peace.
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stefani, that is exactly what Medicaid does NOT want to happen. It makes no sense for the government to take your income for your husband's care and then give you welfare. It is much better for everyone for you to get along on your own income.

Please, please, contact the Medicaid person you deal with now. Ask him or her to explain what will happen when your husband goes into a care center.

You may know of a friend or relative who went into a care center on Medicaid and had to turn all of their income (except for a very small allowance) over to Medicaid. That is how it works for a single person. But it is very different for a married couple. You will NOT be left with no income. Really, truly. I don't know how it works where you are but as Carol says, EVERY state has a program so that the community spouse is not left with no income.

Please do not rely on what you may have seen or heard about single persons going into a nursing home. There are different rules for married folks.

Talk to your husband's Medicaid case worker as soon as possible. And come back and let us know how this is working out.
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We d o not have ANY ASSETS..I am afraid because if a nh takes our ss and small pension THEN I will have to go get money for food & housing from welfare
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Stefani, Medicaid will pay for the nursing home, but they WILL take HIS assets, less a community spouse allowance. So figure out how much you need a month for rent and utilities and food and medicine. I'm not sure how car payments will factor in to this, depends whose name it is in. Same with the life insurance, if he owns it, he has to cash it in. See an attorney.
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