Can anyone answer this question. My mom has been in a home since late 2006 and is under Medicaid. At the time, I was unaware that I had to disclose that she had a life insurance policy and years later, I realized I had to after maintaining the premiums for her. I did notify the caseworker in year 2010 when is time for re-certification under medicaid. I gave all info incl the transfer of ownership in my name and assigning to funeral home. the cash surrender value from 2006 was within the resource eligibility even if that info was not disclosed until a few years later. I did not get any questions from the caseworker. My question is.. how does this play in the 5 year look back period and will i get any repercussion but again, all is now corrected with medicaid. Is the medicaid 5 year look back period each time a medicaid application is submitted. Can someone answer me?