In 2009, my mother was diagnosed was Alzheimer's. At that time, I was given some bad financial advice. My mother has a joint checking account and I removed her name from the account. In 2011, I went to an elder care attorney and she told me to put my mother's name back on the account. In 2011, my mother's name was then added to this account. I just want to add that all of my mother's money has went for her care and continues to do so. In 2015, I will be applying for medicaid for my mother. I recently requested that the bank give me copies of the bank statements on this account for the past 5 years. My question is how do I explain that my name was on this account for 2010 and then both of our names are on the same account in 2011? Will I be penalized for this mistake when I apply for medicaid?